The mobile terminal does not require handling fees within the quota. After the free quota is exceeded, the excess portion will be charged a service fee of 0.1. If the single service fee is less than 0.1 yuan, it will be charged as 0.1 yuan. There is no basic limit on the computer side and a 0.1 handling fee is charged. The specific repayment method is:

1. Find the "Credit Card Repayment" option in the main interface of the Alipay application and click to enter.

2. Select a credit card that requires repayment and click to enter.

3. Enter the amount to be repaid, and click Confirm Repayment below.

4. Click the payment method in the payment confirmation interface.

5. Click Yu’E Bao on the payment method selection interface.

6. Then enter the payment password.

Reference source: Alipay Service Hall—Is there any handling fee for using credit card repayment service?