Guangfa Bank is also one of the large commercial banks. It issues a wide range of credit card products with numerous rights and interests. Many users have credit cards of Guangfa Bank. Credit card repayment has a fixed repayment date. If you repay on time before the repayment date, you can enjoy interest-free service. Then, after paying off the bill, what is the line of Guangfa Bank still less? Let's get to know each other.

What happened to the lack of money after Guangfa Bank paid off its bills?

1 may be the reason for the temporary limit consumption in the bill. Generally, the temporary limit is valid for one month, and the due limit will be automatically recovered, but the repayment of the temporary limit will not require early repayment because of the expiration of the temporary limit, and will be repaid after the bill comes out. In this way, because the credit line has been withdrawn when it expires, the credit card line is less than before after the cardholder repays.

2. The reason why users use over-limit consumption. The credit card limit is generally 10% of the credit line. The credit card limit will be recovered by default after repayment, so the credit card limit after repayment is less than the actual use limit.

The cardholder has handled the credit card installment business, and the repayment amount includes interest and handling fee, so after repayment, the amount will be less than the actual repayment amount of the user.

The cardholder has handled the credit card cash installment business. The general cash installment business is independent of the credit limit of the credit card. After the repayment is completed, the cash installment amount will be recovered by the system and cannot be recovered.