1. When the ICBC credit card enters the password incorrectly for three times, the ICBC credit card will be locked directly. In fact, this is a protective measure for the bank to use the card. ?

2. When cardholders frequently use credit cards to make large cash withdrawals, banks will have doubts about consumption behavior. In order to reduce the sub-risk of cash withdrawals, banks will naturally reduce the quota and even directly close the cards. ?

3. If the cardholder fails to repay the loan on the specified date for many times, it will also be frozen. In addition, the cardholder often swipes the card in a certain merchant, and if it is found, the account will be locked. ?

4. When using ICBC's credit card, we can't spend money on the Internet frequently. If we spend money on the Internet, the handling fee charged for ICBC will be less. If the handling fee is not collected for a long time, ICBC may stop using credit cards.

Extended information:

Note:

1. If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the debt, call the bank staff to explain the situation. Usually, the bank will lift the restrictions on the credit card you hold. ?

2. If the credit card is frozen due to cashing out the credit card, if it is not caused by your own reasons, you can call the bank credit card customer service center to explain the situation. If there is a cash withdrawal, the bank has the right not to unfreeze it. ?

3. If the credit card is frozen due to stolen credit card, the credit card can be cancelled after the stolen credit card is handled. However, depending on the situation, some banks will cancel the used credit card, while others will not. You need to consult the handling bank clearly.

Baidu Encyclopedia-ICBC Credit Card

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-Account Locking