Hello, a credit card specialist refers to a business specialist engaged in credit card promotion. The credit card approver decides whether to veto the scoring model: for approved/rejected applicants under special circumstances, a high-side override can be performed, that is, an applicant whose application risk score is passed can be refused to be approved, or a low-end veto ( low side override), that is, approving applicants who fail to pass the application risk score, but the relevant reasons and decisions must be recorded as a basis for future analysis and tracking. The following is the recruitment information of a certain bank:

1. Mainly responsible for the promotion and processing of credit cards

2. Excellent employees can handle platinum card and installment payment business

3. Do a good job in correct and effective promotion of marketing activities

4. Must have obtained a college diploma or above

Recent surveys and interviews with many credit card sales staff found that many banks’ credit card centers still Using the human sea tactic to issue cards in an "enclosure" style. However, for more job seekers, the so-called high salary is just a legend. When the resources of their circle of friends are exhausted, their dream of banking may come to an end.

As for the career prospects of credit card sales, recruitment contacts from many banks said that since it is linked to performance, those who do well can earn a monthly salary of over 10,000 yuan. The recruitment contact person of a bank told this reporter that in addition to the basic salary of about 2,000 yuan, the commission for selling 30 cards per month is 20 yuan per card. The amount of commission will increase as the number increases. If the salesperson sells 30 cards every month, the commission will increase. If 100 cards can be issued, the commission will increase to 60 yuan per card. In addition, more than half of the issued bank cards must be activated and used. If the usage rate exceeds 70%, the salesperson can also receive a commission of 100 yuan per card, and the two commissions are cumulative.

In other words, theoretically speaking, although the propaganda of "hitting an annual salary of one million yuan" is somewhat unreliable, a monthly salary of more than 10,000 yuan is indeed possible. But why is there such a huge staff gap for such a low-threshold and high-paying job? Chen Xin (pseudonym), a former practitioner, put it bluntly - "The pressure of assessment is too great, many tasks are impossible to complete, and a large number of people are fired by banks after their circle of friends is exhausted."