Why hasn't the industrial and commercial credit card (debit card) been repaid?

if ICBC's credit card (debit card) can't be repaid, it may be caused by the following reasons:

1. The customer is overdue for a long time, which leads ICBC to cancel the card and the card has become a waste card.

2. The network signal connected to the equipment is not good when the customer repays; Or the system is busy and the background is out of order; Or the operation speed is too fast, which leads to timeout.

3. The customer filled in the wrong card number when filling in the collection account number, and the system found that the card number does not correspond to the cardholder's name, so naturally the funds will not be transferred in.

If the credit card is overdue, how will BOC charge?

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