1. If the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan for not less than 3 months;
2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;
3. After reaching the credit line level of 1 1,000 yuan, the credit line can be adjusted to 2,000 yuan in at least 3 months after accumulative consumption of 500 yuan.
ICBC credit card withdrawal skills;
Credit card multiple times
More credit cards here are different from what everyone remembers. Although many users will try to swipe their cards in order to increase the quota, online consumption and some consumption without points will still use savings cards. As long as there is a POS machine or a place where you can use a credit card, you should swipe your card regardless of whether you have points or not, and try to use up the quota as much as possible.
Diversified consumption
Users should enrich the types of consumption when using cards. If you swipe your card at a merchant or a certain type of merchant for a long time, ICBC will not only get extra points, but may also think that cashing out is illegal, or even lower the score or freeze the card. Therefore, it is best for everyone to make diversified consumption, such as catering, supermarkets, online shopping and public utilities consumption.
3. Exit method
Icbc credit card holders can directly call ICBC's telephone number 95588 and tell the customer service card number, and the customer service can help with it. If the credit card has opened online banking at the counter, it can also be handled through online banking.
Although it can also be handled through the counter, this method is not recommended. First of all, counter handling requires complicated procedures and a long time to wait for the application to be submitted. Secondly, the counter generally accepts large credit card withdrawal applications, and it is best for small ordinary users to handle them by telephone or online banking.
Tip:
1, the larger the amount, the better, and the total consumption for half a year is at least 30% of the quota;
2. Consume as much as possible, with an average of more than 10 transactions per month. If it is more than 20 transactions, it is easier to withdraw cash.
3. There are many types of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism and entertainment places.
4. The less wholesale, house purchase, car purchase and other bulk consumption, the easier it is to raise the amount.
5. The less online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the quota.
6. The type of merchants who swipe their cards cannot always be similar to the business scope of the company.