Can it still be used if the signature area on the back of a credit card is stained by ink?

It should work. When signing this kind of bank card, I always sign with ballpoint pen. Carbon pen signatures are not easy to dry (dry with a hair dryer) and will become blurry when exposed to water.

Can’t a credit card be used without a signature?

1. The bank stipulates that the credit card needs to be signed by the person before it can be used. .

2. However, in actual use, many merchants will not ask for this. As long as you sign in the name of the cardholder and know the password, you can use it. .

3. If the credit card is stolen and the cardholder fails to contact customer service within the time specified by the bank. The bank will not assume any responsibility and all responsibilities are borne by the cardholder personally. .

What pen should I use to sign on the back of a credit card?

The safest way is to use a ballpoint pen, write patiently and wait for the writing to dry out.

In any case, do not use commonly used signature pens or fountain pens. Those pens are not easy to dry and will smear when touched. Even if they are dry, they will still smear when exposed to water, and the smeared signature will look ugly. .

Originally I thought oil-based pens would work, but some friends found that the oil-based pens bought on the market had quality problems, and it still took a long time to write on the signature strip.

Before signing, it is best to find a piece of paper and practice your signature before signing. If you accidentally sign out of shape, it will affect future use.

What pen should I use to sign on the back of a credit card? It is best to sign on the back of a credit card

When we receive a credit card, the credit card instructions in the card letter include a reminder to sign on the back of the credit card, but many cardholders simply ignore it. In fact, it is necessary to sign on the back of a credit card. Here we will introduce why you should sign on the back of a credit card and what kind of pen is best to use for signature.

Why do I need to sign on the back of my credit card?

One of the biggest reasons for a credit card signature is that it is the main credential for overseas card consumption, and its security is equivalent to the transaction password. After all, foreign credit cards are different from domestic ones. No password is required, but transactions require signatures. If there is no signature on the back of your credit card, then the transaction cannot be performed.

In addition, if the credit card is stolen because the merchant fails to verify the signature, the risk of theft will be borne by the merchant. Seeing this, everyone knows the importance of credit card endorsement.

So, what kind of pen should you use to sign a credit card?

Some cardholders will choose ink pens or water pens for signatures, but these are not suitable. They will fall off as soon as they are rubbed with their fingers. Even if they are dry, they will become muddy when they touch water or touch with their hands.

For this reason, it is recommended to use a double-headed oil-based marker pen, which must be oil-based, because this kind of pen is also water-based, and generally only costs one or two yuan. After signing, cover it with absorbent paper such as newspaper or toilet paper, press it and rub it repeatedly, and it will be OK.

In addition, when signing, it is best to keep the font consistent with your usual signature, and try to avoid too neat fonts, otherwise it will be easy to be imitated. It cannot be altered after signing, otherwise the signature will be invalid. If you signed the wrong card, it is recommended that you apply for a new card from the bank.

The above is the relevant introduction of "What pen to use to sign on the back of a credit card", I hope it will be helpful to everyone. All in all, it is very important to sign on the back of a credit card. You must use the most appropriate pen to sign according to the signature method introduced.

What will happen if you apply for a credit card without going to the bank to sign?

The main purpose of the bank requiring customers to go to a business outlet for an interview is to verify the identity of the applicant and confirm whether it is the cardholder who applied for it. Only after passing the interview can the user activate and use the credit card normally. If you do not go to the interview within the validity period, the bank will treat it as automatically giving up the credit card application, and the user will not be able to re-apply for a credit card through online channels for a period of time (usually 90 days). However, if you pass the initial credit card review and do not go for an interview, it will not have a big impact on your personal credit report, nor will it affect the processing of other financial services.

Nowadays, many people apply for credit cards online. If you are applying for a first-time card, you will inevitably have to go for an interview. Some banks will issue the card after passing the initial review, and some will require an interview before applying. Card. If it is the latter, you will receive a text message and go to the branch to confirm, which is actually asking for an interview.

The purpose of the interview is actually for the bank staff to confirm the applicant from two aspects. One is to verify the original valid ID document and compare it with the photo to confirm that it is the person applying for the card, and the other is to review the application form by asking questions. Confirm the authenticity of the information. Finally, the applicant is asked to sign the application form, indicating that the applicant agrees to abide by the relevant regulations of the credit card contract.

If you don’t want it anymore, you don’t have to go to the interview. Usually banks will stipulate a confirmation period. If they do not go to the branch to confirm in time, the staff will not be able to verify the applicant's information face-to-face and confirm that he or she is applying for the card. The card will not be issued. It also means that the user has voluntarily given up the application. If later If you want to continue applying, you need to wait for a while, usually around 90 days. Furthermore, if the user chooses to give up during the credit card interview stage, it will leave a bad impression on the bank, which may affect the approval rate of the next card application.

In general, the credit card interview is to verify the identity of the person applying for the card. Generally speaking, it is mainly aimed at users who apply for a new card online. Although you may not be able to apply for the card by going to the branch for confirmation, it is better than There is still a chance whether I can get up to confirm how much. Of course, if you don’t want a credit card after passing the preliminary review, you don’t need to confirm it, but the editor still recommends waiting until you really need it before applying for a credit card. After all, a credit card approval query record will be left on the credit report. .

Should I not sign for the credit card issued by the bank?

It is okay not to sign on the back of the card when holding the card, and it is also okay to do transactions without a password or signature. But I suggest you sign. Although some people think that it is safer not to sign, but safer here means that after theft occurs, the specific responsibility sharing may be at a certain advantage because the cardholder does not sign, but the most important thing about credit card security is to prevent theft. How to allocate responsibilities after fraud rather than fraud, so the signature is safer.

This ends the introduction about not signing a credit card and applying for a credit card without signing. I wonder if you found the information you need?