The success rate of international students applying for credit cards in the United States is much lower. Most credit card accounts require applicants to have American Social Security Number (SSN), a stable job, a letter of introduction and a good credit record. However, it is difficult for international students to meet all these conditions, but there are several credit cards to apply for:

1, the most worthwhile credit card-UnionPay card.

Before going abroad, if you want to apply for a domestic credit card to take you abroad, the biggest problem is that domestic banks stipulate not to issue credit cards to college students who have no stable source of income. The profit of domestic credit cards is lower than that of foreign credit cards, so the integral value and preferential ratio are not as high as those of foreign credit cards.

I suggest you give priority to foreign credit cards. Domestic credit cards can be used as a supplement to the transition period. Let parents choose the most convenient card as the main card and help you handle the secondary card. There is no need to spend too much energy on choosing banks and card types. However, the highlight of UnionPay card lies in its discounts and cashback offers at outlets and other places. Therefore, if you have a UnionPay card in your hand, you may wish to take a look at the online offers in time.

2. Bank card cash reward/credit card

Bank of America Bank American Cash Award/Credit? Card is a kind of credit card with cash back as reward. You can get a 3% rebate when you use this card to refuel, a 2% cash back for grocery purchases, and a 1% rebate for all other purchases. If you spend more than $500 within 90 days after opening the card, you will also get a contract of 100 directly. Bonus.

The magic of this card is that even if you don't have a credit history, you can apply without SSN, so it is also the first basic card held by many international students after going abroad. The BOA account manager made it clear that as long as there is more than $65,438+0,000 in the BOA debit card user card (of course, a lower deposit is also possible, if you say that the elderly pay tuition the next day), they will apply for 100 dozen. Many friends who have just come to the United States want to accumulate their initial credit points, and Bao Er is definitely the first choice, no one! Years! Fee!

Although so close to the people, there is a clear lack of the goddess of high cold. Often, after having a new love, they will abandon the cash back ratio of Bao Er and the original match mercilessly. Friends who are still using Bao Er, cherish it.

3. Find the card:

Many credit card applications require credit records, but this card does not. Of course, you need to apply for the American Social Security Number (SSN) first. This is also very easy to handle. Prepare the materials according to official website's instructions, go to the Social Security Bureau for about 2 hours, and mail them home in 7- 10 days.

Discover credit card application threshold is low and application is simple. You can also apply if you don't have a credit record, and the credit card consumption has a cash back of 1-5%. Generally, the initial amount is 1750 yuan, which should be enough, and there is no extra fee such as annual fee. This card belongs to UnionPay in China, and it can also be used when returning to China.

4. Pursuing freedom

How could Chase Bank be missing from the hot list? Chase's credit card is almost a must, and the most basic and entry-level one belongs to Chase? Freedom. The advantage of freedom is that the application is simple, and it costs 100 USD to open the card. There are different kinds of 5% cashback every quarter (three months), and the points cannot be accumulated for a long time. Nothing! Years! Fee! The number of points earned by the free card is called the ultimate reward? (UR), you can get 10000UR if you spend more than $500 within three months after opening the card, and the accumulated points will not expire! If you hold Chase Sapphire credit card at the same time, you can easily get airline miles or hotel discounts with these two cards.

Free travel is also suitable for accumulating credit points, but the threshold is slightly higher than BOA, requiring depositors of Chase Bank to have a certain deposit amount or term. However, once the application is successful, it will be very beneficial for opening other credit cards or applying for a higher-level Chase credit card in the future.

The above is for reference only, referring to the actual situation, please adopt it if you are satisfied, thank you!