Consumption installment can be used within two days from consumption to bill date. You can choose three installments, six installments, 12 installment, 18 installment and 24 installment (once a month), and the corresponding handling fees are 0.7%, 0.6%, 0.6% and 0.6% respectively. (Monthly handling fee = total installment amount * handling fee rate).
Assuming 30,000 installments 12, the repayment amount of each installment is: 30,00012+30,000× 0.6% = 2500+180 = 2680.