1. You can't apply for a credit card with the Hong Kong and Macao Pass. The Hong Kong and Macao Pass is a tourist document and can't replace an ID card. Credit card applications require identification. The credit card processing conditions are as follows:

2. Hard conditions: the applicant must be at least 18 years old and have full capacity for civil conduct; Individuals with good credit records. Valid identification documents are required.

3. Work certification documents. Note: Work certification documents include a copy of work permit, a work certification document issued by the work unit, a copy of professional qualification certificate and a joint copy.

4. proof of financial resources. Note: The owner of all supporting documents must be the applicant himself, and supporting documents in other people's names are invalid.

5. Other certificates: If the applicant wants to get the application processed as soon as possible, and can effectively increase the credit line of the credit card, he can provide the following financial documents, such as the payroll records issued by the bank, the income certificate issued by the company, the income tax withholding certificate, the self-owned car driving license, the bank time deposit certificate and other copies.