There is a large deposit certificate. There is a large deposit certificate of Guangfa Bank with a term of one month, three months, six months, one year, two years and three years. Large deposit certificates can be paper deposit certificates or electronic deposit certificates. Nowadays, electronic certificates are widely used. Users can make purchases through mobile banking, online banking and self-service terminals. Electronic certificates of deposit have the same effect as paper certificates of deposit, which are convenient, fast and safe.