How to activate Guangfa Credit Card
The activation method of Guangfa Bank Credit Card is as follows:
1. After receiving the card, the cardholder can call the 24-hour customer service number of Guangfa Bank at 9558 to activate the credit card through manual service.
2. Cardholders can bring their ID cards and credit cards to the nearby business outlets of Guangfa Bank to activate their credit cards.
3. Cardholders can also log in to official website Credit Card Channel of China Guangfa Bank directly, click "Card Activation" in the left column, and enter relevant information to activate the credit card.
a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer.
a credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified limit.
guangfa bank credit card is the first standard credit card in China. The credit line of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
standard credit card of China guangfa bank, which is aimed at the general public and has no specific directionality. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era, and these credit cards will receive certain discounts in the purchase of some female consumer goods. Owners' cards are aimed at private car owners, and they will enjoy more benefits in terms of gas filling and car maintenance. At the same time, Guangfa Bank issued a business card with credit cards, which can be applied in some large consumption places and hotels, and will enjoy certain preferential quotas in some hotel services and booking businesses.
overdraft consumption can enjoy an interest-free period of up to 5 days. You can enjoy interest-free treatment from the transaction date to the repayment due date as long as you repay in full before the repayment due date stipulated by the bank. The repayment method is flexible, which can be paid off in full or the minimum repayment amount can be selected.
card fee of guangfa credit card:
domestic overdraft withdrawal fee: 2.5% of domestic overdraft withdrawal amount, with a minimum of RMB1 (platinum card, unlimited card/world card free)
overseas withdrawal fee: 3% of overseas withdrawal amount, with a minimum of RMB15/USD3 (unlimited card/world card free)
How to activate the credit card of Guangfa Bank
The credit card of Guangfa Bank can be activated in mobile banking.
The specific activation process is as follows:
1. Download an APP of Guangfa Bank in the mobile phone application supermarket
2. Open the app after installation, and select a credit card on the home page
3. After entering the credit card interface, slide down and find that I want to activate and click Enter.
4. Fill in your credit card information according to the prompts after entering, and click Next after filling in
5. Set a credit card transaction password after the prompt of successful activation appears on the page.
VI. The page prompts that the credit card will be activated after the transaction password is successfully set.
operating environment:
brand model: iPhone13
system version: iOS15.4
app version: v6.3.1
China guangfa bank was established in September 1988 with a registered capital of 11.48 billion yuan and its headquarters is at No.713 Dongfeng East Road, Yuexiu District, Guangzhou City, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established by the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.
On April 8, 211, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd." for short. The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 22, the assets of Guangfa Bank totaled 2.81 trillion yuan, an increase of 6.84% compared with the beginning of 22; Liabilities totaled 2.59 trillion yuan, an increase of 7.2% compared with the beginning of 22. In the first half of 22, Guangfa Bank achieved an operating income of 4.97 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 22, the "Top 1 Banking Companies in China in 219" was released, and Guangfa Bank ranked 16th. Compared with ordinary bank savings card, the most convenient way to use credit card is to make ordinary consumption without cash in the card. In many cases, it is enough to return the amount of consumption on time.
you can overdraw your consumption without deposit, and you can enjoy an interest-free period of 2-56 days. You can repay the money on time without any interest (most banks will charge .5% interest on the day of cash withdrawal, and there is a 2% handling fee, while ICBC will charge no handling fee and only interest).
swiping your card while shopping is not only safe and convenient, but also a bonus gift.
special merchants who hold cards in banks can enjoy discounts.
accumulate personal credit, and add a credit record to your credit file, which will benefit you for life.
what are the activation methods for GDB credit cards?
1. activating the credit card of guangfa bank at the counter
the cardholder personally brings his/her ID card and card to the local guangfa branch, and first verbally applies to the staff of guangfa bank for activating the credit card, and then the staff asks you to show your card and ID card, copy your ID card and submit it to guangfa bank, and then activate the credit card. Wait a few minutes, and the cardholder will receive a text message to confirm the activation of the credit card.
2. customer service telephone to activate the credit card of China guangfa bank
the cardholder can directly call the customer service telephone number of China guangfa bank credit card center: 9558 and then press 1- to enter the manual service, and then the credit card can be activated manually. Note that cardholders who apply for credit cards online cannot activate their credit cards by phone.
iii. reply to the card opening letter to activate the credit card of guangfa bank
after receiving the credit card, the cardholder should carefully read the contents of the card opening letter of guangfa bank and reply to the cardholder's relevant information according to the return address provided in the card opening letter to activate the credit card.
iv. activating the credit card of guangfa bank through online banking
the cardholder first logs in to official website of guangfa bank, finds "card activation", and then inputs relevant information as prompted, such as certificate type, certificate number, credit card, etc. Then click activate. Note that if you haven't set the online banking login password, you must install Guangfa's security control when entering the online banking login password. The input box will not come out until it is installed. If it doesn't come out, please refresh the webpage.
don't time out here. If you time out, you can't set the online banking login password. The cardholder needs to dial 9558 with the reserved mobile phone number to set the withdrawal password, and then log in to online banking with the withdrawal password to set the online banking password.
It should be noted that the application scope of online activation of credit cards is non-telemarketing, online marketing and new card issuance with deposit; Damage and loss of replacement cards, card replacement due, card transfer; The true love virtual card whose main card has been activated.
How to activate the use of Guangfa Credit Card
The credit card activation methods of Guangfa Bank are as follows: 1. Online banking activation. 2. SMS activation. 3. The offline counter is activated. For example, the cardholder can apply for activating the credit card at the counter of the nearby Guangfa Bank business outlet with valid ID and bank card.
The detailed activation methods of online banking of Guangfa Credit Card are listed below:
1. Log in to the website. Log in to the official website of Guangfa Bank on the computer. There is a menu bar at the top of the homepage of the website, and find the "credit card" option in the row of options in the menu bar. Click the "Credit Card" option directly to enter the "Guangfa Bank Credit Card Center".
2. Start activation. After entering the CGB Credit Card Center, find the "Credit Card Application" column on the far left of the CGB Credit Card Center, find the "Card Activation" button in the "Credit Card Application" column, and click the "Card Activation" button to enter the credit card activation page.
3. Set the password. Follow the process on the Card Activation page. Select the certificate type first, then enter the certificate number, credit card and verification code, and click Next. Then set the payment password. After the password is set, click OK to activate it.
4. complete activation. After the password setting is completed, click the "Activate Now" button at the bottom of the page to jump to the completion page and display "Congratulations Card Activated". The credit card activation of Guangfa Bank is completed.
in addition, the method of SMS activation is to use the reserved mobile phone to send the following contents to 9558 "Last four digits of KTK ID number", for example: KTK11112222.
Extended information:
Guangfa Bank was established in September 1988 with a registered capital of 11.48 billion yuan, and its headquarters is at No.713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established by the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.
On April 8, 211, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd." for short. The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 22, the assets of Guangfa Bank totaled 2.81 trillion yuan, an increase of 6.84% compared with the beginning of 22; Liabilities totaled 2.59 trillion yuan, an increase of 7.2% compared with the beginning of 22. In the first half of 22, Guangfa Bank achieved an operating income of 4.97 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 22, the "Top 1 Banking Companies in China in 219" was released, and Guangfa Bank ranked 16th.
Business scope:
The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, mainly including: absorbing public deposits and issuing short-,medium-and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Provide letter of credit service and guarantee; Agency receipts and payments and insurance agency business; Provide safe deposit box service;
foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loan; Foreign exchange guarantee; Issuance of foreign exchange credit cards;
buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue securities in foreign currencies other than stocks; Self-operated and valet foreign exchange trading; Acting as an agent for the issuance and payment of foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the People's Bank of China and China Banking Regulatory Authority.
How to activate the credit card of Guangfa Bank
More and more people apply for credit cards. Many people apply for credit cards for the first time, and they don't know much about credit cards or how to activate them. Let me introduce how to activate the credit card of Guangfa Bank.
1. counter activation of guangfa bank: bring your id card and credit card to any counter of guangfa bank to activate.
2. activation of guangfa bank APP: download guangfa bank APP, register and log in, click "credit card activation" in "credit card", and complete the operation according to the prompts to activate it.
3. Online banking activation: log in to official website of China Guangfa Bank and fill in the complete information before activation.
4. SMS activation: use the reserved mobile phone number to send "the last four digits of KTK ID number" to 9558 to activate the credit card.
5. wechat WeChat official account activation: pay attention to "guangfa credit card" WeChat official account, then click "card for card application", then click "card application activation", and you can activate it after completing according to the prompts.
6. activation of guangfa credit card APP: download the "discover wonderful" APP, then click "my-card activation" and follow the prompts to activate it.
It should be noted that some cards of Guangfa Credit Card can only be activated by face-to-face interview with Guangfa Bank. When activating, you must know whether the credit card can be activated by the above methods. If not, you can only go to the bank for face-to-face interview activation.
how to activate guangfa credit card
there are three ways to activate guangfa credit card: business hall, customer service phone and reply letter. the processes are as follows:
(1) activation through business hall: verbally apply to the staff of guangfa bank for activating the credit card-the staff asks you to show your card and ID card-copy your ID card and submit it to guangfa bank-and the credit card is activated. Wait a few minutes and receive a text message to confirm the activation of the credit card.
(2) customer service phone activation: directly dial the customer service phone number of the bank credit card center: 9558
and then press 1- to enter the manual service, so that the credit card can be activated manually. (Users who apply for a credit card online cannot activate the credit card by phone)
(3) Reply letter activation: Read the contents of the credit card opening letter carefully and reply your relevant information according to the reply address provided in the card opening letter to activate the credit card.
China guangfa bank
China guangfa bank was established in September 1988 with a registered capital of RMB 11.48 billion, and its head office is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou city, Guangdong province, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established by the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.
1. Conditions for credit card application of Guangfa Bank
1. Individuals with full capacity for civil conduct, legal and stable income sources and good credit standing can apply for personal cards from card issuers with their valid identity documents and relevant materials.
when an individual handles a credit card, in addition to a main card, he can also handle no more than two supplementary cards for other natural persons with full civil capacity. The main cardholder can apply for canceling the supplementary card or stopping the use of the supplementary card at any time.
the supplementary cardholder and the main cardholder * * * use the same credit line; All the transaction funds of the supplementary card and the corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card is fully liable for paying off the debts incurred under the main card and the supplementary card; Supplementary card holders with full capacity for civil conduct and the main card holders are jointly and severally liable for the debts incurred under the main card and the supplementary card, while supplementary card holders with limited capacity for civil conduct are only liable for the debts incurred in the supplementary card they hold. The supplementary card holder may apply for cancellation of the supplementary card after paying off all the debts of the supplementary card.
2. Information to be submitted for the credit card application of Guangfa Bank
1. Identification information: a copy of the resident ID card or military officer's card; Compatriots from Hong Kong and Macao shall provide copies of travel permits to and from the Mainland and residence certificates for more than one year; Foreigners can provide a copy of passport and residence permit for more than one year.
2. Proof of work and income: proof of salary and copy of social security (paid for more than half a year).
3. Supporting materials for credit card application of Guangfa Bank: education background and professional title.