Hello, is debt a creditor's right debt? Yes, personal debt mainly includes:

1. Pre-marital debts of one spouse, except those that have been converted into joint debts;

2. Without the consent of the other party, one of the husband and wife subsidizes the debts of the person who cannot be legally obligated to support;

3. Debts arising from the production and business activities raised by one spouse without the consent of the other spouse, whose income is not used for living together;

4. The property determined in the will or gift contract belongs only to the husband or wife, and the debts accompanying the will or gift contract;

5, the husband and wife agreed that the debt shall be borne by one party, but this agreement in principle does not have the effect against creditors;

6. Unreasonable expenses of one spouse, such as debts arising from gambling and drug abuse;

7. Other debts that should be borne by individuals according to law.