Bank of China has an installment card that can be used to swipe credit cards (credit cards) at merchant POS machines in any daily consumption scenarios, such as department stores and supermarkets, building materials and furniture, star hotels, catering stores, wedding companies, education and training Institutions etc. However, some card friends have reported that Bank of China Youke Installment can be used to swipe credit cards (debit cards) at designated BOC POS machines of merchants in the above consumption applicable areas, but cannot be swiped at other POS machines.

In addition, if the Bank of China Youke Installment Card is frozen, paid, or has abnormal card status, it cannot be used.