Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve funds according to the regulations, and when the balance of the reserve fund account is insufficient, it can be overdrawn within the prescribed credit limit.

Credit card is a kind of card provided by the bank to users. When paying, you don't need cash, as long as you repay it on a specified date.