The money in the credit card is stored in the chip. If you need to withdraw it, you need to cancel the card or close the account. Cash deposited in the chip is called electronic cash, which is mostly used for contactless card payment, such as card payment in supermarkets. .

Electronic Cash:

(Electronic Cash) is actually a technology that simulates cash in electronic form;

The electronic cash system attempts to facilitate online transactions in many aspects. Copy the characteristics of cash: convenience, low cost (or no transaction fees);

Electronic cash has anonymous and other properties;

But not all electronic cash systems meet these characteristics , most electronic cash systems can provide speed and convenience for small-amount online transactions.