The details are as follows:

1. After the credit card is overdue for three months, you can still choose to repay the minimum repayment amount. The minimum repayment amount is the minimum repayment amount required by the bank, usually a certain proportion of the debt, such as 5% or 1% of the credit card debt. After three months overdue, even if it is overdue, banks generally allow borrowers to choose the minimum repayment amount.

2. When choosing the minimum repayment amount, you need to pay attention to the following points:

A. The minimum repayment amount can only meet the minimum requirements of the bank, and it is impossible to pay off the debts in full. Therefore, after choosing the minimum repayment amount, you still need to bear the interest and overdue fees of the remaining unpaid amount.

B. after three months overdue, the bank may impose restrictions on overdue accounts, such as freezing credit lines and stopping providing new credit lines. Therefore, choosing the minimum repayment amount may have a certain impact on the availability of credit cards.

C. Choosing the minimum repayment amount may extend the time to pay off the debt, because the accumulation of interest and overdue fees may increase the burden on the borrower.

3. Summary:

After the credit card is overdue for three months, you can still choose to repay the minimum repayment amount. However, it needs to be recognized that the minimum repayment amount only meets the minimum requirements of banks and is not enough to pay off the debts in full. We also need to pay attention to the risks that may limit and extend the debt repayment time after the deadline.

Extended information:

Banks generally stipulate the minimum repayment amount of credit cards, which is a minimum repayment requirement for borrowers. Choosing the minimum repayment amount can avoid overdue default, but it needs to bear the extra burden of overdue interest and expenses. After three months overdue, the bank may take measures to limit the borrower's credit for overdue accounts. Therefore, it is necessary to carefully weigh the minimum repayment amount when it is overdue. It is suggested that the borrower contact the bank as soon as possible to find out the specific situation after the overdue period and make appropriate repayment decisions according to his own economic situation and repayment ability.

The above is the answer to whether the minimum repayment can be made after the credit card is overdue for three months. I hope it can help you. If you have more questions, please feel free to ask them.