Of course, the debtor should fulfill his obligations in time to avoid illegal harassment, insults and threats to his parents. If the debtor's parents encounter a phone call, they can call the police.
If the borrower wants to prevent the online lending platform from contacting his family, he should take the initiative to negotiate repayment with the platform after the deadline and express his willingness to repay, then the general platform will not call his family again. Under normal circumstances, contacting family members for collection is mainly due to the loss of users, bad repayment attitude and no repayment plan, so they will contact family members to understand the situation and repay on their behalf.
If the platform insists on calling family members and there is excessive behavior in the collection process, then users can keep relevant evidence to complain to the platform, and the consequences can be handled by the police.
All of the above are legitimate defenses against collection, not anti-collection, but want to maintain a stable working and repayment environment after overdue, and also reduce the possibility of people in the address book being harassed because of overdue, and reduce their guilt.
At present, there are many online loan big data systems that can provide online loan record queries. You can find important data information such as online loan application record, application platform type, overdue, overdue amount, credit card and online loan credit estimated amount.
Extended data:
Can I call my parents for the collection?
In some cases, it is allowed to call the borrower's parents.
1. The borrower is overdue for a long time and has no positive repayment attitude.
2. The borrower refused to answer the dunning call, refused to communicate and negotiate with the platform, and even went out of thin air.
If the collection is illegal for your parents, such as continuous telephone bombing, then you can complain.