Application conditions:\x0d\1. Borrowing applicants must establish a housing provident fund account for more than 12 months (inclusive), and at the same time pay and deposit the housing provident fund in full and normally for more than 12 months (inclusive) (normal payment and deposit Including monthly continuous deposits, prepayments, and back-payments to the housing provident fund), and it is in deposit status when applying for a loan. \x0d\2. For units that have been approved by the center and are in a deferred payment status, their employees must have established a housing provident fund account for more than 12 months (inclusive) and paid the housing provident fund in full and normally for more than 12 months (inclusive). Under certain conditions, you can apply for a loan. \x0d\3. Loan applicants can be retired employees who paid housing provident funds during their employment.