1. Reasonably modify the billing date. You can apply to modify the credit card billing date according to your needs. If you have two credit cards, it is recommended to stagger the billing dates, so that the repayment dates will be staggered, reducing the repayment pressure. It will be much smaller. In addition, it is recommended that commonly used credit card repayment dates should be two days after wages are paid or monthly income is received, so that you don’t have to worry about running out of money to repay. 2. Repayment method: There are many repayment methods for credit cards. If you don’t want to forget to repay due to carelessness, it is best to bind a savings card and activate the automatic repayment function. Note that some banks will limit the amount of automatic transfer repayment. If the bill repayment amount is too large, be sure to pay attention to whether the deposit in the savings card is sufficient. ?

Extended information:

Notes on credit card repayment

There are more and more emerging repayment methods, but the mainstream one is online transfer provided by banks. There are several media such as repayment, card-to-card repayment through third-party POS machines, and telephone banking repayment. If you have a fixed habitual repayment pattern and repayment cycle, monthly credit card repayment will become a "little effort" "It will never take up too much of your time, and you won't have to wait in long queues at the bank.

Another reminder is that when choosing a credit card, you should ask clearly what repayment methods the bank supports, try to apply for a credit card with more diversified repayment methods, and do not be fooled by "card-based shopping discounts" etc. Small profits are confusing, after all, the convenience of a credit card is the most important thing.

Baidu Encyclopedia-Credit Card Repayment