First of all, if you want to be a quality customer, you must have a good personal credit record. A good credit record is a prerequisite for all banks to provide quality customers. If a customer has been tainted with malicious overdraft, illegal cash withdrawal and overdue repayment for many times in the archives of the central bank or commercial banks, even if the customer's qualifications are excellent, it is difficult to obtain the honor of a quality customer.

Secondly, if you want to be a quality customer, you must have a relatively strong economic foundation. If credit record is the basic condition of quality customers, then financial assets are the key to becoming quality customers. Simply put, whether a customer can be classified as a' quality customer' mainly depends on how high the customer contributes to the bank's profits.

Third, if you want to be a quality customer, you must have a certain social status, so the nature of your career is very important. Quality customers not only have certain economic strength, but also their professionalism is very important. If you are a civil servant, a lawyer, a doctor, a teacher, and a staff member of a bank's securities and insurance institution, it will be easier to become a high-quality customer of the bank.