The owner card of Bank of Communications is exempt from the annual fee for the first year, the annual fee for the Puka card is 80 yuan, and the annual fee for the Gold card is 200 yuan. The annual fee for the next year can be exempted if you swipe your card six times in the same year. The owner card of Bank of Communications can enjoy birthday service, car purchase service, maintenance service, decoration service, rental service and other rights and interests.

The owner card of Bank of Communications requires the applicant to be at least 18 years old, with good credit and stable income before applying. The withdrawal amount of the owner card of Bank of Communications is 50% of the credit limit.