China Construction Bank's black card processing conditions need to be met: the cardholder is between 18 and 65 years old and has full civil capacity; Having more than 5 million yuan in cash; Good credit record, no overdue, illegal and criminal records; There are fixed assets under the name, such as single-family villas or brand-name cars; The position is a listed company, a senior executive above the vice president of a state-owned enterprise or a major operator of a large private enterprise; A service phone received an invitation from China Construction Bank to handle a black card.

At present, the savings VIP cards of CCB mainly include: Ledangjia Gold Card and Platinum Card.

1. The gold card needs more than 200,000 time deposits, funds and wealth management products in CCB. Gold cards are only used locally (branch level).

2. With a platinum card of more than 500,000 yuan, you can enjoy the VIP treatment of China Construction Bank (head office level).

At present, CCB credit card VIP cards: diamond credit card and platinum credit card, in addition to enjoying CCB VIP service, have higher overdraft limit, with diamond credit card up to 5 million yuan and platinum credit card up to 200,000 yuan.

1. Diamond credit card. The applicant's annual income is not less than 1 10,000. He is the main customer of CCB Music and must have a certain social status.

2. Platinum credit card, the applicant's annual income is not less than 300,000. These two kinds of VIP credit cards can only be handled with the recommendation of CCB's account manager.

3. The black gold card may be a diamond card or a platinum card misinformed because of its dark color. However, it is not excluded that customers with assets of more than 3 million can apply.

1. The latest quotation of CCB:

When traveling abroad, the maximum cashback is 5%. The latest credit card discount of CCB is reduced from 200 yuan, and the online shopping discount of CCB is 20%, with a discount of 10 USD.

2. official website, China Construction Bank, also has no information about the black gold card. The general credit limit of CCB's black gold card is 500,000, but there is actually no limit. The black gold card requires more than 5 million assets in CCB, and the black gold credit card of CCB is not handled publicly, only a few people own it.

3. Compared with CCB's black gold credit card, CCB's diamond credit card and platinum credit card can apply for lower conditions.

4 CCB diamond credit card and platinum credit card application conditions:

1) Diamond Credit Card:

Personal annual income is above RMB 6,543,800,000 (inclusive), or personal financial assets in CCB are above RMB 3,000,000 (inclusive), or personal net assets are above RMB 6,543,800,000 (inclusive), or Longka himself spent more than RMB 300,000 (inclusive) in the last year.

2) Platinum Credit Card:

Personal annual income is more than 300,000 yuan (inclusive), or personal financial assets in CCB are more than 500,000 yuan (inclusive), or personal net assets are more than 3 million yuan (inclusive), or Longka himself spent more than 654.38+10,000 yuan (inclusive) in the last year.