I haven’t received the credit card I just applied for yet. I want to know whether I can cancel it. The answer is yes. The following are two common cancellation methods:

First, you can choose to cancel in person at a bank branch. Bring your new credit card and ID card and the staff will help you complete the process. This is the safest way.

Another convenient way is by phone. Call the bank's customer service hotline, and after being transferred to manual service, explain that you want to cancel the credit card, and customer service will assist you. This method is simple and fast, but remember to make sure that the credit card has been activated, because some banks require activation before cancellation.

It is worth noting that new credit cards usually need to be activated before they can be used normally, but not all banks will automatically cancel them if they are not activated. For specific policies, please refer to the regulations of your credit card bank. Before applying for cancellation, be sure to confirm that there is no outstanding balance on the credit card, and the cancellation must be done by yourself. After applying for cancellation, the review will take 3 working days, and formal cancellation may take 30 days. Please do not use the card for consumption during this period to prevent cancellation failure.

Finally, when applying for a credit card, you generally need to be between 18 and 65 years old, have a valid identity, have a good credit record, and have a stable job and income so that you can repay on time. The above information comes from Baidu Encyclopedia’s detailed introduction to credit cards.