For people with three employees, it is more appropriate to choose loans, both banks and lending institutions can. Relatively speaking, the bank's quota is relatively high. You can try it if you want a large quota. So, what bank can pay 50 thousand? Let's briefly introduce it today.
What bank can pay 50 thousand?
Many banks have a maximum amount of several hundred thousand, but because of the high risk of such loans, banks will combine the borrower's credit and repayment ability to grant credit. There is no bad credit record and the repayment ability is relatively stable. It is relatively easy to get 50 thousand lines if you usually have business dealings with banks. Here are some popular banking products, you can try them.
1, lightning loan
China Merchants Bank has unsecured credit loan with a maximum amount of 300,000 yuan. The specific amount is verified according to the business situation of China Merchants Bank. If you have a savings card of China Merchants Bank, you can log in to mobile banking and find a lightning loan for inquiry. After reaching the limit, you can submit a loan application, with the maximum loan of 1 0,000 yuan and the fastest loan within 15 minutes, provided that manual review is not required.
2. Financing electronic loans
ICBC's personal credit consumption loan has a maximum amount of 300,000, and those with good qualifications can get more than 50,000 credits. Borrowers can log in to mobile banking to check the credit limit and make loans. During the application process, you need to use a U shield or password device to verify the signature. The repayment account is a debit card registered at the counter, and whether the loan can be successfully borrowed is subject to the system approval results.
3. New loans
The unsecured credit loan of Ping An Bank can be used for car purchase, decoration, tourism and other consumer purposes. The loan amount is 30,000-500,000. The borrower is required to be at least 23-55 years old, and the current unit must work continuously for at least 6 months, with an average monthly income of not less than 4,000 yuan. Can support insurance policies and provident fund contributions. You can submit an application in official website of Ping An Bank, and sign a contract at the outlet after approval.
The above is the introduction of "What bank can pay 50,000 yuan". The last thing to remind is that the bank must repay the loan in time after handling it, otherwise the overdue will affect the credit, which is not conducive to handling credit cards and loans in the future, so everyone should do what they can.
I want to borrow 50 thousand. Where can I get it?
Where did you go to get a loan of 50 thousand that day? The loan is 50,000 yuan, divided into 36 installments:
Although there are many credit loans, the general term is less than 24 months, and the amount is rarely 50,000. If you want to borrow a loan of 50 thousand points and 36 installments, only banks can do it. For example, some loans are issued in the form of credit cards, and there are also direct loan products. If you need them, you can look at these:
1, Happy Seconds Loan: online consumer credit loan of Changsha Bank, with a maximum amount of 800,000 yuan and a credit period of 3 years and a maximum of 36 months. 18~55 years old, with good personal credit and repayment ability, you can apply without mortgage guarantee, just fill out an application form and submit it.
2. BOC e-loan: BOC credit loan, with a maximum amount of 300,000, which can be divided into 36 installments at the longest. If ICBC pays wages for more than 6 months, or continuously repays the mortgage for more than 24 months, and pays the provident fund for more than 6 months, it can apply through channels such as mobile banking and online banking.
3. CITIC Express: The credit card installment business specially launched by CITIC Bank can be regarded as a credit card loan. Only high-quality cardholders can get a credit line with a maximum of 300,000 and a maximum loan period of 36 months. The system will automatically pass the examination, and a credit card will be opened in the newspaper after passing.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Click online measurement
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
I want to borrow 30,000-50,000 yuan from ABC. What formalities do I need to go through?
First of all, when the Agricultural Bank loans, customers need to provide the following basic information:
1. Original and photocopy of legal and valid ID card, household registration book and bank card.
2. Relevant information of collateral (pledge) or guarantor, except those that meet the conditions of credit loan. Under normal circumstances, the guarantor also needs to provide ID card and household registration information.
3. Other materials required by the lender. This mainly refers to the purpose of your loan, what are you going to do, how much you need to invest, and you can repay the loan in about a few years. If there is a certificate issued by the village that the project has a venue and the village also supports it, it will be better if the personnel have management experience.
Second, the guarantor must go to the bank with the borrower and sign a guarantee contract with the bank. The guarantor must go in person.
Extended data
Farmers applying for farmers' joint guarantee loans should meet the following conditions:
1, there are production and operation projects and equipment (tools) or sites, and the proportion of self-owned funds is above 30%;
2. Have reached the age of 18 and have full capacity for civil conduct;
3. The borrower and his immediate family members have no bad credit records, and if they borrow from the Agricultural Bank of China before signing the joint guarantee agreement, the original loan has been paid off first;
4. Abide by the mutual guarantee agreement;
5. Before obtaining the loan, the borrower shall deposit a special mutual aid account of not less than 1%- 10% of the loan amount in China Agricultural Bank, and the deposit interest rate shall be the same as that of the same grade plus 0.6 percentage point. Interest is settled once a year, and mutual funds are deposited into enterprise deposit management.
I want to borrow 50,000 yuan. Where can I borrow it?
Ordinary people can borrow 50,000 yuan in the following ways:
1. Bank loan is a common loan method. You can borrow 50,000 yuan from the bank. You can go to any business outlet of the loan bank with your ID card, fill in the loan application form with the assistance of the bank staff, fill in the relevant personal information and loan amount, and submit personal materials such as ID card, household registration book and income to the bank for review. This kind of credit loans are generally not high in amount, and are often aimed at middle and high-end customers, so the application threshold is high. If you have a mortgaged or pledged property approved by the bank, it is recommended to apply for a personal mortgage loan from the bank. This kind of loan has the advantages of large amount and low interest rate, but the procedures are complicated, and the application period is generally more than one month, which is not suitable for borrowers who are in a hurry to use money. If you have a credit card, you can also apply to the bank for credit card installment payment. This kind of business application is very fast, usually you can get a loan in a week or so. At present, some foreign banks apply for personal loan products faster, such as Standard Chartered Bank's current loan school and Citibank's happiness loan, but their business is limited to a few first-tier cities, and borrowers in most cities can only match them.
2. You can borrow money through online platforms such as Alipay, open Alipay, click Borrow-Borrow, fill in the required amount, choose the borrowing time, and choose the repayment method.
3. Private lending institutions Personal loans Like banks, lending companies also have personal mortgage loans and personal businesses. In terms of application threshold and application speed, private lending institutions have low application threshold and simple procedures, including consultation, application, submission of materials and approval, which can be completed as soon as 1 day. Although the application speed is faster, the loan contract will be signed face to face, and the loan can be released as soon as 1 day. It usually takes about 3 days from the borrower's application to the loan, which is fast and convenient. It is most suitable for people who have no mortgage conditions and are in a hurry to use money.
Which platform can simply lend 30,000 to 50,000?
It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.