Many people were very abstemious when they first had credit cards (debit cards). Later, they swiped more and more. One day, they read online and said, "Go ashore" and still didn't understand what it meant! Later, I found out after checking Baidu. Today, I gave Xiaobai a general idea of how to go ashore: the advantages of using a credit card (debit card) are: first consume and then repay, and there is a long interest-free period. Of course, credit card (debit card) is only for the convenience of consumption. If you live solely by credit card (credit card), it will only make your life more and more difficult. Let me teach you: how to get ashore by credit card (debit card)?

Reduce consumption

Credit cards (debit cards) are used for consumption. If you spend freely at ordinary times, especially some people love to buy things, you don't have to pile them up at home. If you live by credit card (debit card), as in this case, try to restrain your consumption as much as possible.

Increase your income

Restrain your consumption. Of course, the necessities of life can't be reduced. You just live on credit cards. Since the necessities of life can't be reduced, you need to increase your income, otherwise the arrears of credit cards (debit cards) will accumulate more and more.

Find a reliable job

Although starting a business may make a fortune, most people fail. If you don't have the ability to start a business, then find a reliable job, work hard and clean up the credit card (debit card) debt bit by bit.

Reduce the habit of using credit card (debit card)

Credit card (debit card) consumption has brought a lot of convenience to our life, and at the same time it is very convenient when paying, and it will be over with a swipe of the card. Even many people don't know how much it is when spending. But if you live by credit card (debit card), you should reduce the habit of using credit card (credit card) and use more cash, so you will feel distressed when you pay a few dollars.

reduce the number of credit cards

people who use credit cards (debit cards) have a characteristic that the number of credit cards (debit cards) is very large. Brush one before you brush the other, so you don't have to worry about having no money to spend. This is also the reason why most people live on credit cards (debit cards). If you want to end living on credit cards (debit cards), you should reduce the number of credit cards (debit cards), and it is best to keep only one. In this way, when the credit card (debit card) finishes swiping the quota, there is no credit card (credit card) if you want to swipe it.

Pay back on time

Of course, people who live on credit cards (debit cards) owe a lot of money on credit cards (debit cards). So, there is no way to clean it up for a while, which means there is no way to get ashore quickly. It can only be cleaned up slowly bit by bit. When cleaning up the credit card (debit card) arrears, you must remember to repay it on time, otherwise it will be troublesome to be blacklisted.

I would like to remind you that you need to pay back on time carefully when you use your card

Of course, people who live on credit cards (debit cards) should also owe a lot of money. So, there is no way to clean it up for a while, which means there is no way to get ashore quickly. It can only be cleaned up slowly bit by bit. When cleaning up the credit card (debit card) arrears, you must remember to repay it on time, otherwise it will be troublesome to be blacklisted.