Current location - Trademark Inquiry Complete Network - Overdue credit card - I have a housing loan of RMB 390,000 with China Construction Bank, with normal repayments for more than one year, and my credit record is very good. I want to apply for a CCB credit card, is that okay
I have a housing loan of RMB 390,000 with China Construction Bank, with normal repayments for more than one year, and my credit record is very good. I want to apply for a CCB credit card, is that okay
I have a housing loan of RMB 390,000 with China Construction Bank, with normal repayments for more than one year, and my credit record is very good. I want to apply for a CCB credit card, is that okay?

Yes, it is possible. There is a mortgage repayment record, so it is easy to apply and the limit is high.

Conditions for CCB credit card application:

Bank credit card application requirements:

①Age requirements: Domestic residents must be between 18 and 65 years old, and foreigners must be between 18 and 65 years old. Must be between 25-65 years old;

②Work requirements: Have a stable job, income and fixed residence;

③Credit requirements: No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

Bank credit card application materials:

① Identity proof information:

Copy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of the Mainland China A copy of the pass and residence permit for more than one year; if you are a foreigner, a copy of your passport and residence permit for more than one year is sufficient.

②Proof of work and income:

Salary proof or business card or badge with photo.

Proof materials that can prove good financial strength: copy of real estate certificate, copy of car driving license; copy of bank loan account (good credit, overdue not more than 60 days) or deposit certificate.