1 If the total amount decreases, you can query whether there is any limit adjustment in the near future, including automatic expiration of temporary limit and reduction of fixed limit.
2 consumption, consumption will deduct the available quota, as well as pre-authorized occupancy quotas such as hotels and car rentals. Often overlooked.
3 automatic deduction, there are automatic deduction items for living expenses or ordering food.
Handling fee, installment fee, annual fee deduction and penalty interest deduction will reduce the available amount.
5 overdue, if the credit card is overdue for a long time, the bank will reduce the total amount of the cardholder, or even clear its quota.
If your CMB credit card limit suddenly decreases, but it is not the case mentioned above, it is recommended to consult customer service. It stands to reason that the credit card limit is increasing, but if the cardholder violates the rules, such as overdue repayment and cash withdrawal. , will be punished by the bank.