1. Enter the latest version of WeChat (5.3. 1 or above), and click the wallet in the menu bar in the upper right corner;
2. You can see the transfer tab in WeChat wallet and click the transfer button;
3. Selecting WeChat friends to transfer money does not support transferring money to strangers, which is related to WeChat attributes;
4. Enter the transfer amount and display the portrait of WeChat friends at the same time;
5. When transferring money, WeChat friends who ask for payment must also use the latest WeChat version. If the other party does not upgrade WeChat within 1 day, the money will be returned to your bank card or change;
6. WeChat transfer needs to enter the WeChat payment password;
7. Click Finish to complete the WeChat transfer payment transaction;
8. At the same time, in the chat records of WeChat friends, you can see a chat record of transfer.
Extended data
User account opening process:
1. Bring my ID card and copy, and tell the bank staff to open an account and apply for a bank card.
2. The staff will issue a Personal Settlement Account Management Agreement and sign my name after reading it.
3. Add another "Personal Card Opening Application" and hand it to the bank staff.
4. Then enter the password on the password device (remember the password).
5. After confirming the password three times, the staff will issue the bank card.
Generally, there is no handling fee for card opening, but some banks need the online banking U shield fee for this card.
1. Bring your ID card.
It is essential to go to the bank to apply for a bank card ID card. You can't apply for a bank card without an ID card.
2. real-name registration system mobile phone number
To apply for a BOC card, you first need the real name of your mobile phone number. For example, if your mobile phone number is an electrical signal, you need to log in to China Telecom APP to see if this mobile phone number is your own, and it will take more than half a year. If it is not your own mobile phone number, if the account name is a friend or relative, you need to ask him to transfer his mobile phone number to the person who opened the card and change his name to the name of the person who opened the card.
3. I was there
You need to be on site to run a bank card, and you can't do it without yourself.
If you want to apply for a salary card, you need a work certificate that I work in a company, and the general company will give it to you. If the company's corporate account is opened in China Bank, and the work certificate can be successfully submitted to the bank to check the company's official seal, and the mobile phone number is also real name, you can apply for a bank card.
Can I transfer money to a credit card account when I open mobile banking?
After the opening of mobile banking, both peers and banks can transfer money to credit cards.
Take ICBC mobile banking transfer as an example, the steps are as follows:
1. Open the ICBC client, enter the mobile phone number and login password, and you can log in to mobile banking.
2. Click Transfer and Remittance.
3. Select peer transfer or inter-bank transfer. If the payee has not been added, it needs to be added for the first time.
4. Enter the remittance payee information.
5. Enter the transfer amount.
6. Enter the six-digit password displayed on the electronic cipher to confirm the transfer. Transfer succeeded.
Benefits of opening mobile banking:
1, low handling fee saves money and benefits: At present, most banks open mobile banking with zero handling fee, which basically exempts the management fee of mobile banking accounts. They have a smart phone and can open it by bringing their bank card and ID card to the bank's physical outlets. Handling business through mobile banking only requires a fraction of the front desk, such as cross-bank remittance in different places. Some banks are free, some offer a 20% discount, and some offer a 1 discount. In short, the cost is the lowest among all products of banks. In the long run, you can save a lot of money.
2. Mobile banking has brought many conveniences to life: it covers almost all the functions of online banking (except online payment), including time deposit, purchase of wealth management funds, bank-securities transfer, balance inquiry, payment of utilities, telephone bills, train tickets, air tickets, movie tickets, lottery tickets, personal loan inquiry, etc. As long as you don't deposit or withdraw money, other businesses can be handled by yourself in mobile banking.
3. Convenient bookkeeping: Mobile banking now basically provides all-weather short message service, and banks will send short messages to remind various fees. Every transaction in the bank account is clear, which is very convenient for individuals to keep accounts. Knowing the whereabouts of every penny is also conducive to the accumulation of wealth in the future. However, while enjoying convenience and benefits, don't forget to kill and disinfect your mobile phone frequently to avoid being fooled by some "fishing stations".
4. High income from purchasing products through mobile banking: After ICBC took the lead in launching the first exclusive wealth management product for mobile banking last year, bank wealth management products began to test mobile banking one after another. In July, China Everbright Bank also launched its own mobile banking exclusive wealth management product-"mobile e-wealth management", and then many banks such as Minsheng, China Merchants, Xingye and Pudong Development Bank also launched their own mobile banking wealth management products. Many banks will also sell some exclusive wealth management products of mobile banking from time to time, with higher returns.
How to transfer money to credit card for repayment?
You can transfer money to a credit card through a bank savings card for transfer repayment.
Repayment method:
1. Use my bank card (someone else's bank card) to make repayment through online bank transfer;
2. Repayment by credit card through mobile banking bound with bank card;
3. Use a third-party repayment platform (Alipay, wallet, etc.). ) bind the bank savings card for transfer repayment.