According to the relevant regulations on the annual fee of Ant Bao Credit Card, the annual fee of Platinum Card is 480 yuan/year, and the annual fee is free in the first year, and the card is swiped continuously 12 times or more, or it is continuously bound with WeChat payment, Alipay payment or Jingdong payment 12 months, and the annual fee is free in the next year. The annual fee for the gold card is 200 yuan/year, and the card is swiped for 6 times or more, or it is bound with WeChat payment, Alipay payment or Jingdong payment for 12 months continuously, and the annual fee for the following year is exempted.