ICBC Minion Credit Card is a gold-level credit card, with a minimum initial credit limit of 15,000 yuan and a maximum of 50,000 yuan. The minimum initial credit limit for a foreign currency account on the Minion Credit Card is US$1,500 and the maximum is US$5,000.

(1) Annual fee reduction

Anyone who successfully applies for a Minion Card will be exempted from the annual fee within the validity period.

(2) Time

The repayment grace period is 3 days, which means that the cardholder is provided with a 3-day repayment grace period service. The cardholder will repay the loan on the due date. When the payment is made within 3 days, the cardholder will be deemed to have made the payment on time.

(3) Tolerance

The minimum repayment grace difference is 10 yuan. On the due repayment grace date (due repayment date + grace period), the minimum repayment for the previous period's bill is When the unpaid balance is less than or equal to 10 yuan, it is deemed that the Minion Cardholder has paid the minimum repayment amount.

(4) Free foreign exchange handling fees for multiple currencies

Free foreign exchange handling fees for any overseas consumption. The currencies of this card are US dollars, euros, Hong Kong dollars, British pounds, Japanese yen, 10 foreign currencies including Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar. When used on the VISA card network in countries or regions corresponding to 10 foreign currencies, the account will be directly credited in the corresponding currency, without currency conversion, and the cardholder does not need to pay foreign exchange fees. When used in countries or regions other than the 10 foreign currencies, foreign exchange conversion fees are automatically waived.

(5) Account Security Insurance

ICBC’s latest credit card account security insurance is available to you as long as you activate your card and make one successful purchase. The insurance coverage of gold card is up to 20,000 yuan. During the insurance period, you can apply for insurance compensation as many times as you like, but the cumulative compensation amount shall not exceed the insurance amount. During the insurance period, if your Constellation Card or all other ICBC credit cards in your name are lost, stolen, or copied, or you hand over your ICBC credit card to others under duress, or disclose your bank card number and password. Give it to others, causing your ICBC credit card to be stolen or transferred through bank counters, ATM machines, POS machines, or Internet transactions and you suffer financial losses. For transactions in the 72 hours before the card is reported lost, the insurance company will cover your losses. Provide insurance benefits.