Credit card installment will not be recorded in personal credit information, so as long as the repayment is made on time every month, it will not affect personal credit information. The general credit report will only show the credit card amount and the amount to be repaid, and will not show the specific number of installments. Only if the credit card fails to repay in time will it be recorded in the credit report.

What is the impact of poor credit reporting on children?

1. urge children. If loans overdue does not pay back, the bank will not only urge him to pay back, but also urge his family and children to pay back;

You can't apply for a joint loan. Sometimes, you can also apply for a father-son or father-daughter joint loan. In this way, you can get more loans. If the user's credit record is not good enough, then his children will not enjoy this discount;

3. Restrict children from attending private schools with high fees. If they don't fulfill their promises, they will be included in the list of people who have broken their promises by the court. By then, their children will not be able to attend private aristocratic schools.