1. The minimum repayment is the minimum amount required by the credit card company, which is usually a small part of the total bill.

2. If the credit card only pays the minimum repayment after being notified of overdue, it will lead to the following problems:

A. Overdue interest and late payment fee: overdue repayment will generate high overdue interest and late payment fee, which will increase the burden of credit card bills.

B. Credit record is damaged: overdue repayment will be recorded in personal credit report, which will have a negative impact on personal credit record and affect future lending and credit evaluation.

C. High interest cost: If only the minimum repayment is made for a long time, the interest cost will accumulate, and more expenses will be paid in the long run.

3. Summary: Although it is possible to repay the minimum repayment, it is not recommended to repay only the minimum repayment. It is suggested to pay off all the repayments as much as possible according to the personal financial situation to avoid overdue and high interest costs.

4.

Extended information: According to the relevant laws and regulations of China, overdue repayment of credit cards for more than 5 days is considered overdue, and overdue repayment will generate overdue interest and late payment fees. In the case of long-term overdue for many times, it may lead banks to limit credit lines or even cancel credit card use rights. Therefore, timely repayment is an important step to maintain personal credit records and financial health.