1. Insurance companies that have reached cooperation intentions in China Everbright Bank purchase "personal loan guarantee insurance". Accompanying loan is a small loan issued by China Everbright Bank for personal legal purposes by purchasing "personal loan guarantee insurance" from an insurance company that has reached a cooperation intention with the bank for borrowers who meet the loan conditions. As can be seen from the official introduction, the prerequisite for handling must be to purchase personal loan guarantee insurance in the designated insurance company.
2. For a specific loan object, one of the conditions for applying for a free loan from China Everbright Bank is that it has reached the age of 22-55, and China Everbright Bank has paid wages to its customers for six consecutive months.
Eligible users can apply for loans through the official UnionPay app Tiantianfu:
1. Download Tiantianfu APP on your mobile phone and register your login account for real-name authentication;
2. On the homepage of Tiantianfu, there will be a "consumer loan". After clicking enter, you will see Everbright's free loan;
3. Click "Apply Now" on the homepage of Sui Xin Loan, and fill in the supporting materials according to the relevant prompts;
4. Sign a loan contract after approval, wait for the bank to lend money, and finally withdraw cash.