If it is a credit card of China Merchants Bank, the trading day of the refund is before the billing date, which can offset the current bill;

The trading day of the refund is after the bill date, which cannot offset the current bill and can be included in the next bill.

Can continue to be used for shopping.

For example:

Your bill date is 10,

If the refund transaction date (as shown in the bill) is 10, the refund can offset the bill amount of the current period; If the date is 1 1, the repayment will be made according to the current bill.