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The bank platinum credit card is required to charge 20 thousand yuan a year, free of annual fee. At present, it has paid more than 1000 a year. What's the trick? ask for advice
The related policies of CITIC Bank Platinum Credit Card briefly explain the following points:

1. Annual fee of CITIC Bank Platinum Credit Card 480 yuan/year;

2. Annual fee policy: the annual fee is reduced or exempted in the first year, and the annual fee is reduced or exempted 12 times in the following year, which can be exchanged for 60,000 points annual fee;

3. Official application requirements for the Platinum Card of CITIC Bank Credit Card: All natural persons with full capacity for civil conduct can apply to the card issuer for the main card of CITIC Credit Card with their valid identity documents and other documents required by the card issuer, and then upgrade to the Platinum Card according to the specific situation;

4. Platinum card can enjoy some special services, such as physical examination, tooth cleaning and VIP treatment at the airport.