The e-card is an electronic card. If you have not received the physical credit card, you can use the electronic card first. It can be bound to WeChat and Alipay. The physical card can be canceled after receipt without any impact.

1. China Merchants UnionPay e-recruitment card is also called electronic card or virtual card. First-time card application customers only support direct sales PAD channels. They need to apply for registration on the official website or mobile banking and other channels first, and enter the PAD form filling page. , and check the "Apply for additional virtual card" application. Customers who already hold the card can log in to the new version of Palm Life and select "Selected-Card Family Portrait-Virtual Card" to apply.

2. After applying for an e-recruitment card (electronic card), the limit and personal card limit are exclusive. The card can only be delivered through the Palm Life channel. New users should follow the prompts to bind the Palm Life. The card will be automatically opened after verification, and the card number, validity period and CVV2 information can be queried within 15 minutes. The card can be used normally after the operation. If a virtual card is issued to a customer who already holds the card, the card will be opened by default.

3. China Merchants UnionPay e-recruitment card (electronic card) can issue credit cards on the spot as quickly as possible. After completing the mobile phone binding, online and offline transactions can be realized.

4. The virtual credit card is bundled with the real user's credit card, providing a variable 16-digit account number for online transactions without letting the real credit card information be leaked online.