First, the bank credit card application conditions

1. The applicant is between 18-60 years old;

2. Have a stable job and income;

3. Personal credit record is good.

Second, the bank credit card application materials

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Third, the online application process

1. Log in to the bank credit card online banking and select your favorite card;

2. Click "Credit Card Application";

3. Select the appropriate application process;

4. Fill in personal information in order to apply for approval;

5. When submitting a credit card application, the bank will review the reservation information and generally inform the processing result within 7 working days.

If you are already a credit card holder, you need to fill out the application form online, print it out and mail it to the credit card center.