Hello, the most important condition for applying for a credit card is to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and Documents proving the investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

From the perspective of consumption patterns, our bank currently has shopping installments during consumption and billing installments after consumption:

1. Shopping installments: choose installments through our bank’s special merchants Payment method to purchase specified goods or services. For the specific charging standards of installment payment and the merchants that can handle it, you can log in to our credit card website/ and click "Instalment Payment Shopping" to inquire;

2. Bill installment (only for those holding commercial cards and official cards (including Cardholders of fiscal and official cards, purchasing cards, ANA guaranteed cards or supplementary cards cannot apply): If the merchant you shop at is not a special merchant of our bank, you can apply for bill installment after consumption. Bill installment is a new financial management function launched by our bank's credit card, which can help you repay the consumption amount in your bill in monthly installments. Whether the application for bill installment is passed or not will be subject to the comprehensive evaluation result of our bank's credit card center. For details, please log in to the credit card website/ and click "Credit Finance" - "Bill Installment" to inquire.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!