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How to apply for a virtual card without annual fee when the Bank of Communications credit card expires?

1. When applying for a Bank of Communications virtual card. You can choose to pay a one-time annual fee and have subsequent annual fees waived.

2. VIP customers of Bank of Communications can enjoy the annual fee exemption.

3. If you spend a certain amount on a Bank of Communications credit card, you can also enjoy the annual fee exemption.

4. Student customers of Bank of Communications can enjoy the annual fee exemption.