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What kinds of co-branded credit cards are there?
Comparison of video co-branded credit cards of major banks: Tencent, Iqiyi and Youku

A large number of overseas TV dramas and movies collected by Station A and Billie Billie show that they can't be watched, and many users say that they can only transfer to various clouds in the future. I believe that at this stage, many film and television channels are more or less involved in copyright issues, so it is only a matter of time before they are removed from the shelves. The most reliable way to watch TV dramas and movies online is the major regular video websites, such as iQiyi, Youku, Tencent, LeTV and Sohu. Today, let's take stock of the video co-branded credit cards of major banks and see which credit card has the best rights and interests and is most worth handling.

I. Annual fee

Bank of Communications Youku Credit Card: the main card is 200 yuan, and the secondary card is 100 yuan. If you swipe your card for 6 times, you can reduce the annual fee for the following year;

Iqiyi Credit Card of Bank of Communications: primary card 120 yuan/year, and secondary card 60 yuan/year. If you spend six times, you will be exempted from the annual fee for the following year.

Pufa Tencent Video Co-branded Card: Free of annual fee.

CITIC Cat's Eye Movie Co-branded Credit Card: Platinum card is free of annual fee in the first year, 480 yuan, and 12 transaction is free of annual fee in the next year; Free of the annual fee for the first year for one consumption in the current month and the annual fee for the next year for five transactions;

Xingye Iqiyi Co-branded Credit Card: Platinum Card 500 yuan/Card, free of the annual fee for the first year if you spend 2,000 yuan within 60 days, and free of the annual fee for the next year if you accumulate 5,000 yuan in installments within one year, or the annual fee will reach 30,000 points on the credit card on the same day. Gold card 200 yuan/card, supplementary card 100 yuan/card, credit card or cash withdrawal 5 times in one year, and annual fee is free in the following year;

Huaxia Iqiyi Yuekan Card: 200 yuan/card/year is the main card of the gold card, and 100 yuan/card/year is the subsidiary card of the gold card. The annual fee is free in the first year, and the annual fee is free in the following year if five transactions are completed each year.

Comments: As can be seen from the annual fee standard, the Tencent video co-branded card of Shanghai Pudong Development Bank is the most kind, and the annual fee is directly exempted. Be aware that the annual fee is a concern of many users. Once you don't use it often or swipe your card frequently enough, you may have to contribute hundreds of dollars. Annual fee. The annual fee for other video co-branded cards is similar to the annual fee-free policy. It's just that the annual fee-free policy threshold of Xingye Iqiyi co-branded card is higher, and it needs to be brushed over 2000 to avoid the first year, and brushed over 5000 to avoid the second year.

Second, rights and interests

Bank of communications youku credit card: swipe your card, divide it if you want, and protect it from card loss;

Bank of Communications Iqiyi Credit Card: send 50 yuan for 3 months after 45 days of nuclear card, and send gold members for 3 months after spending 999 yuan for 6 months;

Pudong Development Tencent Video Co-branded Card: Tencent members will be sent for 3 months after opening the card, and will be sent for 3 times per month 1 month. Tencent members will be obtained for 6 months after applying for a good time loan;

Citic Cat's Eye Movie Co-branded Credit Card: You can get a 120 movie coupon after spending 399 yuan on the nuclear card for 60 days, and 20 yuan will make a reduction in booking tickets at Cat's Eye every Saturday 10 yuan. When the monthly transaction is over 1600 yuan, you can accumulate 2 yuan cat's eye coupons and participate in CITIC for 9 points.

Xingye Iqiyi Co-branded Credit Card: After swiping 6 pens, each pen is full of 200 yuan, you will be granted Iqiyi membership for 6 months, with offline swiping 100 yuan in the current month and online swiping 100 yuan, and you will be granted iQiyi VIP gold membership for 7 days next month.

Huaxia Iqiyi Yuekan Card: the first card of Iqiyi members will be sent for 6 months, and the card will be sent for 6 months after reaching the standard. The first cash withdrawal every day is free.

Comments: From the moment station A was liquidated, the situation of online media began to change again, and the competition among major high-quality payment platforms became more and more fierce. Banks also have similar video co-branded cards. The amount and consumption of these credit cards are not so important, but the most noteworthy thing is what kind of visual enjoyment these co-branded cards can bring us.

As can be seen from the rights and interests, the Bank of Communications Youku Co-branded Card and the Bank of Communications Iqiyi Co-branded Card were issued last year, and the activity of sending members by credit card has expired or expired, so it is not recommended that you handle it.

Among several other co-branded cards, Huaxia Iqiyi Yue sees that the co-branded card is cost-effective, because the annual fee is not high, and the annual fee-free policy is easy to realize. Activate any consumption, send VIP members for six months, and spend 12 transactions per month. Each transaction is larger than that of 99 yuan, and it can be sent for another half year. The exclusive rights and interests of this card also include free handling fee for the first withdrawal every day, which can be used for temporary emergencies.

Pufa Tencent Video Co-branded Card is also worth handling, because the first swipe of the new card can be a member for three months, spending three times a month and sending it for another month. The most important thing is that it will take a long time to reach the standard, from 2065438 to the end of May 2008. In view of the harsh annual fee standard, the Xingye Iqiyi co-branded card will not be launched if the threshold for sending members is slightly higher.

Needless to say, CITIC Cat's Eye movie co-branded credit card, friends who like watching movies should not miss it, and their own preferential rights will be great, plus CITIC's 9-point halo blessing, which is the most worthwhile movie co-branded card this year.

Third, platform selection.

The relatively large video network platforms in China mainly include Youku, Iqiyi, LeTV and Tencent Video. Because there is no joint card of LeTV, we only compare the other three.

As can be seen from the comparison chart, there is not much difference in membership prices. The most important core is film and television copyright, and solo broadcasting has become an important factor for everyone to apply for membership. Comparing these video websites, no matter what the result is, most popular movies are available on these websites, or not at all. Therefore, it is not so important to handle the video co-branded card of which website, mainly depending on the rights and interests of these credit cards.

To sum up, the future development of online video will definitely get better and better, and the competition will become more and more fierce. It is good for users. Choosing a good bank video co-branded card can better watch the most popular video content, and content payment will become the norm in the future. It is necessary to know in advance.

Which is better for China Merchants Bank co-branded card? A joint card of China Merchants Bank worth applying for.

If you want to get a credit card with simple application, low threshold and strong preferential activities, China Merchants Bank co-branded credit card is definitely your best choice. So, which is the joint card of China Merchants Bank? There are many co-branded cards of China Merchants Bank. Here, we will choose one as a representative from the aspects of food, clothing, housing and transportation for your reference.

1, a must for online shopping-China Merchants Bank JD.COM Baitiao co-branded credit card.

There are two versions of VISA and unionpay, and the annual fee can be reduced for the number of swipes. The maximum amount is 50,000 yuan, but the general amount is about 1 10,000 yuan.

Most of the benefits of this credit card are related to Jingdong Payment/IOUs. For example, according to JD.COM Xiaobai's credit score, newcomers can get the highest 100 yuan JD.COM Express Payment coupon and enjoy the highest 10 times JD.COM Express Payment exclusive points every Wednesday. If they bind their cards to their accounts in JD.COM, they can get three interest-free IOUs, which are suitable for IOUs users in JD.COM.

2. Chasing drama is essential-China Merchants Bank Iqiyi co-branded credit card

The annual fee of UnionPay Gold Card is free in the first year, and the annual fee of the main card 150 yuan and the annual fee of the sub card 150 yuan can be reduced by swiping the card six times in that year, with a maximum amount of 50,000 yuan.

As a drama-chasing credit card, the card mainly focuses on the rights and interests of gold members of iQiyi. As of June 30th, 20 19, within two natural months after the card is verified, any amount of six transactions or three payments 188 yuan or a life card will be returned to 500 yuan and above, and will be sent to iQiyi VIP gold members for six months; In addition, you can exchange 9 points +9 yuan for 20 days of gold membership of iQiyi VIP.

3, ordering food is essential-China Merchants Bank is hungry, co-branded card

Now many people like to order takeout when they are hungry. China Merchants Bank's co-branded card can be sent to hungry members, and you can enjoy discounts when ordering takeout.

This credit card is a UnionPay gold card, and the annual fee is reduced for 6 times. New customers can pay 6 transactions of any amount by fast payment or mobile phone or 3 payments by 188 yuan or repay 500 yuan and above with a life card, and they can get the svip redemption code after being hungry in the life App of China Merchants Bank for 6 months.

4. Travel necessities-China Merchants Bank Ctrip Travel Credit Card

Friends who often buy travel packages on Ctrip or book air tickets can consider this China Merchants Bank Ctrip travel credit card, which has two levels: ordinary card and gold card. It's a UnionPay +VISA dual-currency card, which is used all over the world. consumption abroad can also repay in RMB.

This card focuses on the interests of Ctrip members. You can get Ctrip points, gold card 1800 points and ordinary card 800 points when you apply for a card. You can get a high aviation accident insurance for free if you pay more than 80% of the air ticket or tour fare! Gold card 2 million yuan! Puka is 500 thousand, which is one of the necessary credit cards for travel.

What is a credit card co-branded card? What are the characteristics and advantages of co-branded cards?

What is a credit card co-branded card?

A co-branded card in a credit card is a co-branded card. It refers to the agreement reached between the issuing bank and the commodity distributor, so that the cardholder can not only enjoy excellent financial services, but also enjoy the credit card with special discount from the manufacturer. Such co-branded credit cards include Ping An Store 1 Co-branded Credit Card and Ping An Taobao Co-branded Credit Card.

Characteristics of co-branded credit cards

Compared with other forms of credit cards, joint credit cards have the following characteristics:

1, and the application requirements are low.

Using the ready-made co-branded card partner database, the number of credit cards issued can be increased rapidly in a short time, and the standards required for applicants are relatively low. For example, the teachers and students of the corresponding school can basically apply for a successful Longka prestigious school card.

2. Co-branded cards can enjoy double discount.

In addition to common functions such as ordinary credit card overdraft and interest-free installment, you can also enjoy similar membership card discounts in joint merchants.

Advantages of co-branded credit cards

1, integer

This is a function that almost all co-branded cards have. Merchants who jointly spend credit cards will give corresponding points according to the consumption amount to attract consumers, and specially prepare some very special gifts, stipulating that only consumption points can be collected to attract consumers to shop [1].

2. Discount

This is another major feature of the co-branded card. In order to attract frequent customers, merchants give discounts through co-branded cards. For some designated discounted goods, the merchant stipulates that you can only enjoy the discount with a co-branded card, which is something that you can't enjoy in cash or other ways. Some high-profit shopping malls even stipulate that you can enjoy different discounts as long as you use a co-branded card. For those who want to spend money in the mall anyway, it can be said that it is cheap to get a co-branded card and enjoy the discount service.

3. Value-added

This is the most worthwhile place to make a fuss about co-branded cards. For car buyers, a co-branded card means that you can only enjoy the proper maintenance service with a card, such as the Toyota co-branded card in Japan; For people who buy a house, the co-branded card is a master key of the owner. With the card, not only can the house be discounted, but it can also be used as a door opening card, a parking card, a property card, a friendship card and so on. , such as Vanke co-branded card of a real estate tycoon; For the general shopping mall consumers, the co-branded card may have more humanized service functions, such as the co-branded card of Tesco supermarket, which can take the free bus provided by the supermarket.

The benefits of co-branded cards have been recognized by cardholders, merchants and banks, and more and more projects have been launched one after another. I believe that in the near future, co-branded cards will become more popular and bring more benefits to consumers.

So much for the introduction of joint credit cards.