Restricted credit card swiping means that the consumption function of the credit card is restricted during transactions. Usually the card is subject to risk control, frozen, blocked, reported as lost, etc., and transactions will be prompted with restrictions. When using a credit card, a cardholder encounters a prompt that transactions are restricted, and must contact the card-issuing bank promptly to find out the reason for the restriction.

How to recover if your credit card is restricted?

① If the credit card’s consumption limit in a single day exceeds the upper limit and is restricted, it will be automatically restored within 24 hours.

② If the credit card is overdue and has a limit, you need to stop using the credit card for consumption, repay the outstanding balance as soon as possible, and then apply to the bank to lift the limit.

③If the credit card has been limited due to cash withdrawal, you need to provide relevant certificates to the bank and then apply for cancellation.