If it is not easy to open, you can call the official customer service number of the Bank of Communications and tell her that the loan is not overdue and cannot be applied for. Ask her if the bad records can be eliminated and how to issue a non-malicious debt. proof.

Different banks have different time tolerance periods and amounts. Bank of Communications' time tolerance is that there is a 3-day "time" for credit card repayment and a 10-yuan tolerance for the amount. In fact, your final payment date is extended by three days. There is no need to apply to the bank for repayment within these three days, and it can be automatically extended. As long as you repay within three days, it will not be considered overdue, but it will not be overdue for more than three days.

So in the future, we must develop good consumption habits, borrow timely, repay timely, remember the repayment date of the bank card, or allow time tolerance to avoid overdue loans and affect future loans, etc. wait.