Is it ok to transfer money from CCB savings card to ABC credit card?

Yes. It is ok to transfer money to ABC credit card with CCB savings card. The savings card of CCB is the most common bank card of CCB and a kind of debit card, which mainly has the functions of deposit, withdrawal and consumption.

Can a savings card be transferred to a credit card?

Yes, there is no handling fee for transferring money from a peer savings card to a credit card. Banks generally regard credit card transfer to debit card as credit card cash advance, so the charging standard in this case is the same as that of credit card cash advance. The interest rate is five ten thousandths of a day, that is, 1K yuan and 5 cents a day, which is charged by the day. The handling fee is charged differently according to different banks. Charge by pen, and there is an upper limit for each amount, which is generally 2K to 3 K. Even if the card has saved its own money, it will charge a certain fee for outward transfer, which varies from bank to bank.

It should be reminded that the difference between cash advance by credit card and cash withdrawal is as follows:

1. When using it, the amount will be limited. The withdrawal amount of most credit cards is 3% ~ 5% of the total credit card amount, and the amount that can be withdrawn in a single day is limited. Most banks have a daily credit card withdrawal limit of 2, yuan. If customers want to withdraw a large sum of money, they have to withdraw it day by day, which is definitely not acceptable for customers who have a large demand for funds temporarily.

2. The biggest difference is the difference in the loan amount. The loan amount of advance cash is close to 1% of the credit limit, and some banks will temporarily increase the credit limit for cardholders first, and then advance a certain proportion of their cash, which is equivalent to 1% of the original credit limit. Of course, since the quota can be temporarily raised, banks only provide this service to customers with very good credit records.

3. Another advantage of cash advance business is "interest-free" and "interest-free". After that, the bank will charge interest at the daily interest rate of five ten thousandths; After the credit card advances cash, the cardholder only needs to pay the installment fee, which is similar to the installment fee of the credit card installment shopping business.

4. the application process of cash advance business is similar to that of bank loan, but no mortgage is needed. As long as the cardholder's circulating credit status is good and the account is normal, he can generally apply.

5. cash advance requires an application, not an application.

can I transfer money to my credit card?

yes. However, there is no interest on depositing money into a credit card, and the existing fees and interest are taken. _ So it is not cost-effective, and it is not recommended to do so.

1. Ordinary bank cards can transfer money to credit cards

The main ways of transferring money are: online banking, ATM machines, bank counters and third-party payment platforms. Although you can transfer money to a credit card, there are restrictions. To transfer money by credit card, you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking.

actually, a general savings card can transfer money to a credit card. If you want to use a credit card to receive money remitted to you by others, you only need to provide the credit card to others. The remitter will deposit money directly into the account or transfer money directly from the savings account with what you provide. However, in general, the transfer to a credit card usually arrives on the second working day of remittance, which cannot meet the transfer demand of real-time arrival. In addition, according to the different regulations of each bank, the handling fee charged for credit card transfer is also different, and no handling fee is charged for peer transfer. It should be noted that the savings card can transfer money to the credit card, but the credit card does not have the ability to transfer money to the savings card, so it is even more impossible to transfer money to the credit card with the credit card.

Second, the use of saving money in a credit card

Some cardholders think that saving more money in a credit card account can at least deduct the minimum repayment amount next month. In fact, due to the system settings, the excess deposits have been deducted in advance when the new bill amount is generated. The cardholder needs to repay the final bill amount, and the minimum repayment amount is calculated from the final repayment amount, and this amount will not be deducted because there is a deposit in the previous period.

For example, if the amount you owed in the previous period was 2,3 yuan, you deposited 3, yuan in one lump sum, which was a full 7 yuan. The new account in this period is 15 yuan, so the banking system will deduct 7 yuan first, and the final bill amount is 8 yuan, and the minimum repayment amount is 8 yuan. Note that the 7 yuan saved in the previous period is not used to deduct the minimum repayment amount of 8 yuan, but directly deducted when the account is issued. To maintain a good credit record, you must deposit it in 8 yuan again.

It is totally unnecessary to deposit money in advance on a credit card, so it is better to automatically repay the money with an associated savings card. Moreover, credit card deposits do not bear interest, and you have to pay a handling fee to get back the overpayment, so try not to transfer money to the credit card.

Third, it is not recommended to transfer money to a credit card

If it is a credit card repayment, just click on the credit card repayment directly and then associate it with a savings card account. If it is not for repayment, it is meaningless to transfer money to a credit card. It is recommended not to transfer the money to the credit card unless it is repayment, because there is no interest on overpayment. When you transfer money to a debit card, the money has current or regular interest.

: The steps of transferring money from online banking to credit card are as follows:

1. Log in to the bank official website and click online banking to log in;

2. Fill in the correct user name and password to complete the login;

3. select transfer-peer/inter-bank transfer, fill in the payee information correctly, and click submit to complete the operation as prompted.

how can I transfer money from a savings card to a credit card?

as we all know, generally speaking, a credit card cannot directly transfer money to a bank card, and if it is transferred, you need to pay a certain fee and interest. Many netizens are going to ask, can a savings card transfer money to a credit card, and do you need to charge a handling fee?

a savings card can transfer money to a credit card, and there is no handling fee for a peer savings card to transfer money to a credit card. However, credit cards generally cannot be overdrawn and transferred to savings cards, and credit card overdraft transfer will generate additional interest charges, which are generally collected at five ten thousandths per day.

regarding the transfer from savings card to credit card, you can choose two ways: online banking transfer and ATM transfer. Through online banking, transferring money from savings card (debit card) to credit card is one of the common ways of credit card repayment. If the savings card and the credit card are the same bank, this transfer is generally regarded as a local transfer, and there is no handling fee. However, when the savings card and the credit card are not the same bank, the handling fee for inter-bank transfer may be charged, and the charging standards of each bank are also different.

Taking CCB as an example, let's talk about the operation process of online transfer from CCB savings card to credit card. The details are as follows:

1. Log in to official website and click "Personal Online Banking Login";

2. select "transfer remittance" on the navigation bar, and then select "current transfer remittance";

3. After selecting the payment account, fill in the payee's name, account number and transfer amount according to the page prompts;

that's all. I hope it's useful for you.

The introduction of how to transfer money from savings card to credit card and how to transfer money from savings card to credit card is over. Did you find the information you need?