Disadvantages of a pledged credit card: After the deposit certificate is released, the limit will be gone. You cannot apply for a second card during the pledge period, and those who have previously had a card can increase the amount through pledge, but you cannot apply for a new card through pledge. In other words, you use your own money to go to the bank to apply for a credit card, and then you swipe the card and the bank will make money for you. This eliminates the thought of getting it first and then applying for the curve credit limit increase of the Industrial Second Card. Cardholders who have this idea do not need to choose to pledge to apply for the card.

Benefits of pledging to apply for a card

If you want to get a good deal, pledging to apply for a card is an option. For a newbie, pledge to apply for a large amount, and then apply for a credit card from another bank after using it for a period of time. It is possible that I will be recognized by other companies as high-quality and achieve the goal of other companies. It is suitable for people who want to start a business but have been unable to do so. It mainly depends on whether you have a special liking for the business. If you must start a business, this path is suitable. You, and those who are interested in one of the more difficult cards to apply for from S&B, can also try this card application method.