Affect your credit record.

Full repayment of a credit card refers to how much of the credit card bill is paid off in full. For example, the bill amount is 13460.2, then the amount to be paid in full is 13460.2. Any difference of a penny or a dime will be considered overdue, which will affect the individual. Credit records.

Therefore, credit card bills must be repaid in full on the day of repayment or the day before, and the repayment transactions must be checked in a timely manner to confirm that the current credit card bill has been paid off.

When repaying a credit card, if there is insufficient funds, you can choose to repay in installments by credit card to reduce the pressure of repayment, while ensuring normal credit card repayments to maintain a good credit record.

Extended information

Notes on credit card repayment

There are more and more emerging repayment methods, but the mainstream ones are online transfer repayments provided by banks. There are several media such as card-to-card repayments at third-party POS machines, and telephone banking repayments. If you have a fixed habitual repayment pattern and repayment cycle, monthly credit card repayments will become a "little effort." , it will never take up too much time, let alone go to the bank and wait in long queues.

Another reminder is that when choosing a credit card, you should ask clearly what repayment methods the bank supports, and try to apply for a credit card with more diversified repayment methods, so as not to be taken advantage of by "card-holding shopping discounts" Waiting for petty profits to confuse you, after all, the convenience of a credit card is the most important thing.

Reference material: Baidu Encyclopedia—Credit Card Repayment