Now you can borrow money with a high-tech ID card, but it's easier than it is. Nowadays, young people develop a kind of consumption in advance because it is easy to borrow money, which leads to ten people losing nine people, not to mention expecting young people to save money. Like you, you have owed 9 banks a total of 300,000 credit cards, and now it has exceeded your repayment ability. You should seek a solution now, which can be handled in the following ways.

The first method: installment repayment.

Similar to the credit card you owe to nine banks now, you can repay this 300,000 in installments, and nine banks will repay it in installments to reduce your repayment pressure. The longer the installment, the better. In this case, it will give you enough time to pay off the debt. This method is one of the most commonly used methods for most people.

The second method: ask your family for help.

After all, you owe 300 thousand now, which is not a small sum. Compared with ordinary people, 300,000 yuan is under great pressure to pay off this debt. So I suggest you seek the help of your family, let your parents, brothers and sisters pay off the 300,000 credit cards in the bank first, and then you can slowly return the money to your family. This is also a way.

The third method: sell assets.

Since you can't repay now and your family can't help you, you can only solve it by selling your assets, which is a way when there is no way out. For example, you can sell your car, your house, your land and other assets to make up 300 thousand, and cancel all the money from nine credit cards.

The fourth method: directly increase income and improve repayment ability.

You owe 300,000 credit cards to nine banks, and you want to repay them as soon as possible to directly increase your income, such as changing jobs and changing high-paying jobs. Or do two jobs and another part-time job, which is also a direct increase in their income. If their income is high, their repayment ability will be directly improved.

The fifth method: raise cards by cards.

Raising a card with a card is also a way for many people to delay repayment, and it is also a way to reduce the pressure of repayment. The repayment dates of your nine credit cards are staggered. When this credit card is due for repayment, you can cash out from another credit card and pay back the money from another credit card, and so on, and so on, and slowly delay the repayment time.

In your current situation, the credit card arrears of 9 banks are 300,000 yuan, which has completely exceeded your repayment ability; Personally, I suggest you follow the above five methods. No matter what method you are dealing with now, you still have to pay it back, even if it is selling iron.

The money in the bank is still not available. No matter where you go, the debt will be paid back sooner or later. Even if the bank doesn't rush you and sue you, you must never default for your future life and your personal credit information. This will harm others and yourself, and the final price will be higher. In short, whatever you do, you have to pay back the money.