It can be opened online or by phone.

UnionPay Online Payment is a bank card online transaction transfer and clearing platform jointly created by China UnionPay and various commercial banks. It covers a variety of payment methods and can be used by UnionPay cardholders without opening online banking. Convenient and safe online payment services are provided for online train ticket purchase, domestic and overseas online shopping, utility and gas payment, mobile phone recharge, credit card repayment, transportation, business travel booking, charity donation, etc.

In addition to online payment, you can also use UnionPay APP. The UnionPay risk system integrates the cardholder's physical UnionPay card information, mobile device information and other risk rating information to ensure the cardholder's security during the application and use process. Secondly, based on the characteristics of mobile device networking, UnionPay provides remote management services for Cloud QuickPass products, and remotely manages Cloud QuickPass products that may have risks to protect the rights and interests of cardholders. Third, in terms of security, Cloud QuickPass products apply security technology, improve business processing rules, introduce mechanisms such as risk compensation and advance payment, and provide 72-hour card loss protection services, which can quickly resolve user concerns when individual unexpected risk events occur. The problem of capital loss is to protect the legitimate rights and interests of users.

For details, please check the official website or contact UnionPay customer service!