Credit card repayment time is generally about 20 days after the bill date, depending on how the credit card is stipulated.

The period from the billing date to the repayment date of the credit card is called the interest-free period of the credit card. In other words, you can enjoy interest-free when you use your credit card and pay it off during this period. Once the credit card exceeds the repayment date, the bank will charge interest on a daily basis, with a daily interest rate of 0.05%.