1. How to calculate the legal fees for credit card disputes not exceeding 1, yuan? Pay each piece to 5 yuan. More than 1, yuan to 5, yuan: the execution amount is multiplied by yuan. More than 5, yuan to 5 million yuan: the execution amount is multiplied by 1%-2,4 yuan. More than 5 million yuan to 1 million yuan: the execution amount multiplied by yuan. More than 1 million yuan: the execution amount multiplied by yuan.
2. What are the solutions to overdue credit cards? 1. As a credit card holder, once he is unable to repay on time due to unemployment, illness or other accidents, before the final repayment period comes, the cardholder had better take the initiative to call the bank credit card center to state his financial situation, declare that he is not maliciously in arrears, and apply for delayed repayment and interest concessions. 2. In view of the cardholder's active performance and previous good credit record, the bank will often agree to postpone repayment, and negotiate with the cardholder a mutually acceptable repayment plan, delay period, interest discount, monthly repayment amount, etc. In this way, if you contact the bank actively and the bank agrees to postpone the repayment, you will not be recorded as a bad record, but it should be noted that you will be guaranteed to repay the loan as agreed in the future. 3. If you usually neglect to repay, you must repay as soon as possible, preferably in full, after you find that it is overdue. Then call the bank's credit card center to declare that it is not malicious. If it has been recorded well in the past and the overdue time is short, it may not be recorded as a bad record if it is found that the repayment is good after the overdue. Don't be careless in the future, be sure to pay attention to the bank's bill notice and collection information to avoid overdue. 4. Credit card repayment information will be recorded by the central bank's credit information system for 24 months, that is, the bad credit records generated by overdue credit card repayment will be kept in the credit information system for two years. If you use a card to terminate, the corresponding record will not scroll, but will be saved for a long time. Therefore, after the overdue repayment of the credit card, it is best not to cancel the credit card immediately after paying off the arrears, but to insist on using the card for more than two years and maintain a good credit during the period, so that the bad records can be removed from the credit information system by rolling records. Credit cards have greatly facilitated people's lives, especially for young people. However, if the credit card is overdrawn, it will be returned on time. Once it is overdue, it will be overdue. If there is a dispute with the bank in handling the credit card, it can be settled through consultation first. If it cannot be resolved through consultation, it can be handled through litigation.